Privacy Policy

Last updated: January 2026

This Privacy Policy explains how Home Loans Inc, operating through ihaterenting.com (the "Site"), collects, uses, and safeguards the information you provide. By using this Site or submitting a form, you agree to the practices described here.

Information we collect

We only collect what we need to send you the book and help with your home-buying goals. Depending on how you use the Site, that may include:

• Contact details you submit through the free-book form: name, email address, phone number, and any details you choose to share.
• Book request information when you ask us to email you a copy of I Hate Renting.
• Loan-related information you voluntarily provide so we can give you accurate guidance.
• Automatic technical data such as your IP address, browser type, device, and pages visited, gathered through standard web analytics and cookies.

How we use your information

We use the information you provide to:

• Email you the book and respond to your questions.
• Contact you by email or text about your inquiry and your path to homeownership, with your consent.
• Prepare quotes, options, and guidance for your mortgage needs.
• Schedule and confirm consultations.
• Improve the Site and understand how visitors use it.
• Meet legal, regulatory, and compliance obligations that apply to mortgage professionals.

We do not sell your information

We do not sell, rent, or trade your personal information to third parties for their marketing. We share information only with service providers who help us operate (for example, email, scheduling, hosting, and customer-relationship tools), and only as needed to serve you, and with lenders or partners when you ask us to shop your loan. These providers are expected to protect your information and use it only for the service they perform for us.

Text messaging consent

If you check the box to receive texts, you agree to receive the free book plus follow-up emails and texts from Home Loans Inc. Message and data rates may apply. You can reply STOP at any time to opt out of texts, and you can unsubscribe from emails anytime. Consent to texts is not a condition of any loan or service.

Cookies and analytics

This Site uses cookies and similar technologies to keep the Site working, remember preferences, and measure traffic. You can set your browser to refuse cookies or alert you when a site sets one, though some parts of the Site may not function as well without them. Analytics tools may collect aggregate, non-identifying usage data to help us improve the Site.

How we protect your information

We take reasonable administrative and technical measures to protect the information you share. No method of transmission over the internet is fully secure, so we cannot guarantee absolute security, but we work to keep your information safe and limit access to it.

Your choices and requesting deletion

You can ask us to access, correct, or delete the personal information you have provided. You can also ask to stop receiving messages from us at any time.

Third-party links

The Site may link to other websites we operate or to third-party sites, including Amazon. We are not responsible for the privacy practices of websites we do not control. Review the privacy policy of any site you visit.

Children's privacy

This Site is not directed to children under 13, and we do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. Please review this page periodically.

Contact

Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
(843) 569-7283 / 843.LOW.RATE | jason@homeloansinc.com